Get Immediate Access to Business Credit Reports

Checkpoint reports business credit reports provide the most immediate, accurate, and complete business background checks available anywhere. We can help you make informed commercial credit decisions quickly and confidently.

Checkpoint provides high quality data you can rely on.

• Set credit limits for an account for a new customer;
• Review for  increases in credit lines;
• Review  an application for a commercial loan
• Landlord checking applicants for commercial office or retail lease
• Due Diligence on commercial mortgage on subject and principals
• Evaluating a potential new vendor, partnership or joint venture for stability
• Any need to investigate a business or its principals

Our business and individual credit and background reports give you the information needed to evaluate risk and make the right decision quickly and at low cost.

• Business credit report by Experian a globally trusted source of credit data.
• Plus: We offer our comprehensive commercial credit report for a deeper investigation.
• Our Standard Business Credit Report Includes:
• Experian business credit report
• Intelliscore Plus- a credit score designed to predict the likelihood of a seriously delinquent payment.
• Company identifying information including headquarters location, Business Identification Number and file established date. The date of incorporation, primary business category, and Tax ID number are also provided when available.
• Multiple names and addresses associated with a business.
• Corporate linkage which helps identify the relationships within a corporate family when one business has financial and legal responsibility for another. Linkages can include
• GlobalUltimate Parent, Immediate Parent, Branches, and Subsidiaries.
• Collections history information sourced from the largest commercial collections database available.
• Bankruptcy, tax lien, and judgments from federal and state jurisdictions nationwide.
• Detailed trade payment information which provides a view of a business’s credit performance. Individual detailed tradelines are listed.
• Payment trends are provided to help identify seasonal trends in payment behavior.
• UCC and secured lien filings are reported

Our comprehensive commercial credit report combines all of the above plus

• Specially  researched public and court records from local courts, using in person researchers we find recently filed suits and judgments that are not widely reported yet
• State and federal court record information on pending and closed cases
• Entity status verification with the Secretary of State,
• UCC filings with the Secretary of State’s office in the state of origin. This gives you the most up to date information on liens and secured borrowings and leases available.
• A nationwide federal district court civil and criminal litigation search to locate claims involving the business entity subject to federal jurisdiction
• Credit reference investigation and report

If you are also investigating the principal(s) of the business we can supply

• Individual credit report;
• State and federal court record information on pending and closed cases;
• Criminal record checks
• Verification of employment,
• Verification of education credentials

Checkpoint’s business credit reports give you a complete and clear picture of the business applying for credit with you and its principals.  Unlike our competitors, we don’t rely on tired and outdated online databases which are updated infrequently. It can take years for public records to appear in those types of aged databases. We use up-to-date information sourced directly from state courts, federal courts, and Secretary of State records.

In addition to the all important financial statement, the Checkpoint business credit report provides the information you need to support risk assessment and decisioning.